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Friday, November 2, 2007

Tips to saving moolah

Besides making more moolah, another way of finding more moolah in your pocket is to save it. Any tips on saving moolah on this site will be marked with the same title as shown above and a serial number.

I used to think that I could not possibly find a single sen more from where I was already spending it. I was wrong. Heh. All I needed to do was look at it from a different angle. (Now as always, I’m not the type to go and give you advice that I myself have not done before.)

Stop buying the daily newspaper
I used to think that the daily papers was a necessity. When I traveled by commuter train, I could get a free copy of The Sun but when I switched to driving my car, I ended up buying The Star daily because my office building didn’t have the free paper giveaway. Then when the prices of newspapers increased, I thought, hey, I can do without this. I don’t need to know everything that’s going on in Malaysia right now and don’t you think the papers print mostly bad news anyway?

Nowadays, I just go online and read the headlines that interest me. I’m not denying that there’s something very retro about hearing the newspaper pages rustle and actually feeling it in your hands but think of it this way - you’re also saving the environment this way because fewer trees have to be cut down to produce newsprint.

I’ve also tried to convince my father to do the same and while he’s managed to do so on weekdays, he never fails to buy the papers on weekends (even though he could read it online like I do). I don’t nag him for it because it’s already a savings that we don’t bring back two copies of the same day’s news.

Cost of switch? Nil. It just took a change of routine.
Savings? RM1.20 (weekdays) x 20 days + RM1.50 (weekends) x 8 days = RM36
In the long run? Assuming 1 year duration on average = RM432

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