Make 50,000 Points Worth $500 Cash, $625 in Airfare

Here’s another bonus worth $500+ for all you freelancers, consultants, and small business owners out there (even if you don’t even know it). The Chase Ink Bold with Ultimate Rewards is offering 50,000 bonus points after spending $5,000 in the first 3 months your account is open. There is no annual fee for the first year, $95 after that. Also earn 5 points for every dollar on everyday business expenses on up to $50,000 in purchases.

Many people aren’t aware of the fact that they can apply for business credit cards, even if they are not a corporation or LLC. Why? Because any individual can be a business as well. The business type is called a sole proprietorship.

Five Ways To Get a Free Credit Score (No Trials)

Credit Sesame
Every month, Credit Sesame can offer you a credit score based on your Experian credit report. They also offer tips to improve your score and qualify for a mortgage


CreditKarma
CreditKarma.com is an ad-supported site that offers you the ability to check your credit score daily, called a Transrisk score, based on your TransUnion credit report. The score range is the same as FICO, from 300-850. You don’t get your credit report details, but you do get a few tips on what recent changes to your credit report have impacted your score.


Equifax Credit Score Card
The Equifax Credit Score Card comes directly from Equifax and provides a free credit score range of Low (280-559), Below Average (560-659), Average (660-724), Above Average (725-759), and High (760-850). It’s called the Equifax Risk Score. FICO has a range of 300-850, and this range is 280-850 so you don’t really have to do any scaling. It doesn’t provide any specific data from your Equifax credit report, but it does include a short summary of any negative factors that you may have on your report.


Prosper Person-to-Person Lending
Prosper Lending provides a free credit grade for prospective borrowers, based on your Experian credit data. If you don’t actually finalize the application for the loan, they will not check your credit. They do offer some good rates on personal loans, if you are looking to consolidate credit card debts.


LendingClub Person-to-Person Lending
Similar to Prosper, if you start an application to become a borrower at LendingClub.com they will check your credit on your behalf to find out what rate they will charge you. Instead of a numerical score, you will get a grade like “A2″ or “B3″. Then you can use the table below to determine your credit score range. For example, A2 would indicate a score range of 747-769. It is also based on your TransUnion credit report.


You will need to provide your personal information and Social Security number to these companies, naturally, so be comfortable with that. None of these methods by themselves will affect your credit score as you are requesting them for yourself.

Make money and miles with Performing Arts Tickets

You can earn miles or points for U.S. Air, Delta, Starwood, and Best Buy for answering trivia questions. They change sporadically. Two miles or points each (sometimes 20), for five or so questions which change irregularly. You may participate in all of the programs, as the questions are different for each. Just use a different email address for each. In addition, you earn 2 ShowPoints per question. If you have 2500 Show Points you can exchange them into miles at Points.com. As we all know the ratio is not great, but if you're never going to use the Show Points it's the best way

When you sign up for each program, use different email addresses, and be sure to record your Audience Rewards account numbers. Then, for the Delta questions, log in using your Delta account number in the upper left corner before answering the questions. For the U.S. Airways, Starwood, and Best Buy questions, first answer the first question, then click on the very bottom link of the pop up to log into your Audience Rewards account using your Audience Rewards account numbers, not your account numbers for U.S. Airways, Starwood, and Best Buy. If this doesn't work, your cookies probably say you are logged in. Go to https://www.audiencerewards.com/redeemcenter/index.cfm and log out. Then click on the appropriate link below.

When I post answers here I will mention that I have done so on my What's New page. To be notified of the new answers simply subscribe to the service mentioned on that page that sends you an email whenever I post something to that page. Note: The author of the blogInACents says he intendes to keep up with the questions and answers on his blog. His answers are usually correct, but not always. However, if an error is found, it is promptly corrected. I suggest you wait a few days after his post before using his answers. I actually check my answers by entering them into the contest before posting them here, but I will not be posting them while I am traveling.

• U.S. Airways trivia questions.
  After answering the questions, be sure to log out athttps://www.audiencerewards.com/redeemcenter/index.cfm
  Answers as of February 18, 2012.
  1. True or False? The title character in The Phantom of the Opera is actually named Erik. True
  2. The Lion King is currently playing at the Minskoff Theatre on Broadway, but where did it open? New Amsterdam
  3. What animal head forms the handle of Mary’s umbrella in Mary Poppins? A parrot
  4. The Wicked backstage tour, Behind the Emerald Curtain, was formed by a man who played what role in the original Broadway company? The Witch’s Father
  5. True or False? Priscilla, Queen of the Desert has changed its track list for its various venues. True
  6. In which Broadway theatre does Memphis perform? The Shubert Theatre
• Delta Airlines trivia questions
  Be sure to log in using your Delta account number in the upper left corner before answering the questions.
  After answering the questions, be sure to log out, both on the page you are on and at https://www.audiencerewards.com/redeemcenter/index.cfm.
  Answers as of February 26, 2012.
  1. Which of the following shows has Tom Hewitt not been in on Broadway?Follies
  2. True or False? The original first act of The Phantom of the Opera was presented at Andrew Lloyd Webber’s home. True
  3. In which country did a production of The Lion King open in June 2007 to celebrate the 10th anniversary of the Broadway show? South Africa
  4. The finale song in Rock of Ages is a song by what band? Journey
  5. Where does Newsies take place? New York City
• Starwood trivia questions
  After answering the questions, be sure to log out athttps://www.audiencerewards.com/redeemcenter/index.cfm
  Answers as of February 17, 2012.
  1. What role did Brent Carver play in the regional production of Jesus Christ Superstar? Pontius Pilate
  2. Sergio Trujillo, the choreographer of Memphis, is what nationality?Columbian (sic)
  3. What character in The Lion King has director Julie Taymor said to be "one of the hardest roles to master" because of the physical demands of the puppetry/costume pieces"? Timone
  4. Who originally came up with the idea for the musical, Chicago? Gwen Verdon
  5. What lyricist composed the lyrics for Masquerade in The Phantom of the Opera? Alan Jay Lerner
  6. Which actress starred in the title role in Mary Poppins in London and New York? Scarlett Strallen (This is a 20 point question that only some will see.)
• Best Buy trivia questions
  After answering the questions, be sure to log out athttps://www.audiencerewards.com/redeemcenter/index.cfm
  Answers as of February 26, 2012.
  1. True or False? There is NO female who sings a main song in Evita besides Eva. False
  2. What color is Glinda’s dress in the song “One Short Day” in Wicked? Yellow
  3. True or False? Tim Rice opposed the idea of casting Jesus in the new revival from a reality show. True
  4. What was the first song that George Stiles and Anthony Drewe wrote for the Mary Poppins musical? Practically Perfect
  5. The leading man of Newsies was recently in what show? Bonnie and Clyde
  6. Richard Stilgoe, who wrote some of the original lyrics for The Phantom of the Opera, also wrote lyrics for another Andrew Lloyd Webber show. Which one? Starlight Express

Register your mobile phone and eligible Visa® card to receive 5,000 Bonus Points.

Simply register your mobile phone and eligible Visa® card* and you'll receive special offers by
text message when you use your enrolled card. Sign up and start transforming rewards
into experiences worth sharing.

You'll earn 1,000 Bonus Points just for enrolling, plus an additional 4,000 Bonus Points the first time you spend $100 with your enrolled card at any U.S. hotel or resort within the Hilton Worldwide portfolio**.

• Receive up to two special offers each week via text message
• Enroll up to three eligible Visa cards
• Opt out at any time

Reward yourself and sign up today.

Earn up to 3,000 Bonus Aeroplan Miles when you register and fly on flights within Ontario!

From January 9 to April 6, 2012, register and fly to earn up to 3,000 Bonus Aeroplan Miles on select Air Canada Express operated by Jazz and Air Georgian flights within Ontario.

The offer is applicable on the following flights:

	Between		And
	Toronto		Kingston London (Ontario) North Bay Sarnia Sault-Ste. Marie Sudbury Thunder Bay Timmins Windsor
	Ottawa		London (Ontario)

And earn up to 3,000 Bonus Aeroplan Miles as followed:

• Earn 500 Bonus Aeroplan Miles for one roundtrip or 2 one-way flight segments
• Earn an additional 1,000 Bonus Aeroplan Miles for two roundtrips or 4 one-way flight segments
• Earn an additional 1,500 Bonus Aeroplan Miles for three roundtrips or 6 one-way flight segments

That's in addition to the miles you regularly earn for flying on Air Canada—bringing you closer to the Aeroplan Rewards of your choice.

Register and book now! This incredible offer ends April 06, 2012.

Earn boundless Bonus Aeroplan Miles

Register and fly to select destinations within North America to earn tons of Bonus Aeroplan Miles with the Air Canada Boundless Bonus Event.

Between February 6 and April 29, 2012, earn boundless Bonus Aeroplan Miles per eligible roundtrip, or two one-way flight segments, in Economy Class (Tango, Tango Plus and Latitude) and Executive Class^® (Lowest and Flexible), on scheduled flights operated by Air Canada and Air Canada Express (operated by Jazz, Air Georgian and Sky Regional) between Canada and these select North American destinations:

Fly
Between	And
Toronto City Airport	Montreal
Toronto Pearson	Montreal Ottawa
Montreal	St.John’s Halifax Moncton Fredericton Saint John Charlottetown Bathurst
Ottawa	Vancouver Calgary Edmonton Saskatoon Regina Winnipeg Halifax Moncton Saint John Fredericton Charlottetown St. John’s
Toronto Pearson Montreal	LaGuardia Newark Chicago Denver
Toronto Pearson Ottawa	Boston
Toronto Pearson	Atlanta Minneapolis Dallas Seattle
Toronto Pearson Vancouver	San Francisco

Fly as many times as you like. There's no limit to how many times you can qualify for bonus miles between February6 and April 29, 2012:

FLY	EARN	FOR A TOTAL OF
1 roundtrip or 2 one-way flight segments in Economy Class	500 Bonus Aeroplan Miles	500 Bonus Aeroplan Miles
Every additional roundtrip or 2 one-way flight segments in Economy Class	An additional 1,500 Bonus Aeroplan Miles	Boundless Bonus Aeroplan Miles— it's up to you
1 roundtrip or 2 one-way flight segments in Executive Class	1,000 Bonus Aeroplan Miles	1,000 Bonus Aeroplan Miles
Every additional roundtrip or 2 one-way flight segments in Executive Class	An additional 2,500 Bonus Aeroplan Miles	Boundless Bonus Aeroplan Miles— it's up to you

That’s in addition to the miles you regularly earn for flying on Air Canada—bringing your next reward trip closer than ever.

Offer is valid with the following fare options (booking classes):

• Tango (N, G, P, E, A)
• Tango Plus (M, U, H, Q, V, W, S, K, L, T)
• Latitude (Y, B)
• Executive Class Flexible (J, C)
• Executive Class Lowest (D, Z)

Boundless bonus miles on your business or leisure travel in North America. Just another advantage of being a member.

Register and book now. This amazing offer ends April 29, 2012.

Slate® from Chase (0% APR card) - Make money for 15 months!

No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DTRL&CELL=6H8X&AFFID=6VB_mJFwb_0-E7t4Y9qeF6f42lsyEE7asQ&pvid=1126570d2012840269232161541b19

Global Soap Project

The Global Soap Project collects discarded soap from hotels and reprocesses it into new bars that are given to vulnerable populations throughout the world. Partnering with organizations that have existing operations in these communities, the Global Soap Project ensures the soap is distributed to those in need, with the goal of improving health through personal hygiene. Hand washing with soap is among the most effective and inexpensive ways to prevent diarrhea and pneumonia, which together are responsible for more than 3.5 million child deaths each year. A lack of soap can be a barrier to hand washing at schools, community health clinics and refugee camps in developing countries, which rarely have soap or appropriate hand washing facilities. Your donation of 2,000 Hilton points sends 33 bars of soap to refugees, orphans, birth attendants, teachers, students and vulnerable populations around the world.

Watch TV episodes & movies and earn AAdvantage® miles!

Bonus offer! Earn 3,000 American Airlines AAdvantage® miles when you become a paying member of Netflix.
Instantly watch TV episodes & movies
streaming over the Internet right on your TV.

https://aa.netflix.com/aabonus/?src=nflxaa300511


Plus, you can also watch instantly
on your computer too!

25000 Continental Airlines miles offer is back

I am pleased to blog that the 25,000 miles offer on Continental Airlines is back from Chase. Now you can get 10,000 Continental Airlines miles when you open a Chase Checking account and and make 5 debit card purchases or set up direct deposit.
And 15,000 additional Continental Airlines miles after the first qualifying purchase is made with your Chase Continental Airlines Preferred Debit Card or Chase Continental Airlines Debit Card. Besides these bonus miles, you can always earn 1 mile/$1 spent in qualifying purchases with the Chase Continental Airlines Preferred Debit Card for a $65 annual fee per checking account, or 1 mile/$2 spent in qualifying purchases with the Chase Continental Airlines Debit Card, for a $25 annual fee per checking account.
The other advantage of this offer is that you can check your first bag without ever paying a fee (a $30 round trip savings).
The catch is that there is a limit one personal checking account-related reward per customer, per calendar year. So maybe we can open another checking account for a bonus next year? Be careful however and read the terms and conditions to understand what else you must do to get the miles like the direct deposit catch. There is a similar offer for a business checking account, but it requires purchase of the $65/year Chase Continental Airlines Business Debit Card. Please note that this offer valid through September 30, 2010. Be sure you understand the early closing fee and how to avoid monthly fees for your checking account associated with these cards.

How to get Free 5,000 miles from Spirit Airlines

Simply register here for an easy 5,000 miles. If you have not yet signed up for the program, do so, then register. Miles will be posted to your FREE SPIRIT account within 45 days of registration. Each FREE SPIRIT account can only register and receive one 5,000 mile bonus. Please note all registrations must be completed prior to 6/30/2010.

FREE SPIRIT Miles will expire when an account becomes inactive for a period of 6 months or more. An “inactive” account is one that has less than 2,000 miles credited to it from any source during the preceding 6 months. However, miles can be kept alive with one purchase per month on their credit card. This program appears to be truely for frequent flyers on Spirit Airlines only.

FREE 1000 miles from Continental for accepting e-mails

Now you can earn up to 1,000 when you Opt-in to Continental e-mails. Find out how to earn more miles and stay current on OnePass news when you sign up to receive the News & Offers e-mail and/or your OnePass Online Statement. You'll also be able to easily access your account information online.

Sign in using your OnePass number at the "Manage Profile" page to subscribe, and you'll receive 500 bonus miles for each subscription after your third month of enrollment.

Earn 25% bonus miles when you redeem e-Rewards for Delta Airlines Miles

The e-rewards program offers mega credit for doing surveys. There are versions of e-rewards for North America, Europe, Latin America, Asia, Oceania, and Africa. It would be possible to earn credit towards miles by simply clicking on the Earn More links at the bottoms of the emails they send you, and by taking advantage of easy credit opportunities listed in the "Earn Now" section of your e-rewards homepage.

Credit earned can be used to buy miles on Delta, Continental, Frontier, Air France/KLM, and Virgin Atlantic Airlines, and AirTran and U.S. Airways and BMI, and points for Hilton HHonors, or discounts from various merchants.

Current e-Rewards® member can earn a 25% bonus when you redeem your e-Rewards Currency for miles in the Delta SkyMiles program. Limit to one redemption transaction during the promotion period. e-Rewards members, convert your e-Rewards Currency now!!
Offer good through June 30, 2010

Free Hilton HHonors Points for "losers"

I love this wonderfully agressive offer from Priority Club to Hilton HHonors members.

http://www.pointsloser.priorityclub.com/

If you're a Hilton HHonors® member, you may have noticed that your account is feeling about 20% lighter. At Priority Club® Rewards, they value loyalty and like to make up for what you've lost with Hilton. Just tell them how many HHonors points you've "lost" and:

1) Automatically "get back" 1,000 Priority Club points.

2) If you're one of the top 20,000 "Lucky Losers," you will gain back up to 20% of your current HHonors balance in Priority Club points (up to 20,000 points)

3) If you're "The Luckiest Loser," you'll win 2 million Priority Club points"

Some more offers to get easy points:
a) 500 easy points for doing this simple quiz at http://ihg-quiz.4ddigital.co.uk/
Hint: All of the answers show the program to its best advantage. Wrong answer? Try again.

b) Switch to an e-statement and receive 250 points. http://community.priorityclub.com/community/oxford?cm_sp=pcr-_-promoconfcenterslot1-_-pcrConservation

c) 100 easy points by simply visiting this link http://www.25000usa.priorityclub.com/
and enter any one of the following SECRET CODES:
3JCXVN
JNXL3V
VN3JLX
VJNC3L
LCNX3V

Enjoy fellow Hilton HHonors member friends. Would love to hear your feedback on the free points!!!

20,000 American Airlines miles for a checking account

Here is a cool way in 3 steps to get 20,000 American Airlines miles for just opening a checking account

1. Open and fund a qualifying Citibank regular checking account with a minimum of $1,000 by June 30, 2009.

2. Within 30 days of opening your account, make at least one direct deposit into your account or make at least two electronic bill payments from your account or five pinless debit card purchase transactions each month for three consecutive months and earn your first 10,000 American Airlines bonus miles.

3. Continue making a direct deposit into your account or making two electronic bill payments from your account or five pinless debit card purchase transactions each month for the next nine consecutive months and earn an additional 10,000 American Airlines bonus miles.

Some users have told me that this doesn't work for a Citi Business card. And this that this does not work with a Chase credit card, regardless of how Citi posts the charge.

Skyrocket to Sextuple SkyMiles®

I am serious: Six. Times. The. Miles.

Here’s where you register for one of the biggest mileage bonuses in Hilton HHonors® history. Sign up to earn six times the miles with Delta Air Lines® for every stay of two or more nights at participating Hilton Family hotels worldwide.

Enjoy this unprecedented sextuple SkyMiles bonus while it lasts. It’s only available December 1, 2008, through February 28, 2009.

Hilton HHonors is the only guest loyalty program that offers Points & Miles® for the same stay and hotel rewards with No Blackout Dates. You never have to worry about capacity controls. If a standard room is available at any of our 3,000-plus Hilton Family hotels and resorts around the world, you can redeem points for it—period.

Easy MyPoints ticket to FREE $10 Panera Bread reward

The MyPoints program is one of my favorites. It used to give me a free $10 Panera Bread ticket about once a month, for doing virtually nothing, with almost no inconvenience. You can ask me to refer you. You get 125 MyPoints for joining and filling out your profile, and I get some points at no cost to you. After you join, you can start referring, too. But first read the items below:

I need your first and last names, and your email address. In the past, some people I have referred have attempted to defraud MyPoints, probably by enrolling more than once under different email addresses.

MyPoints is very good at detecting this. Alas, they have threatened to close my account because too many of my referrals have tried this. So, in order to refer you, I must have your written promise that you will sign up for MyPoints only once.

I have only a limited number of referrals. If you ask for one, and then don't sign up and participate in the program, a referral is wasted. So please ask me to refer you only if you are certain you will sign up and participate. You must earn 125 points (easy) for me to receive credit.

How I earned 7,000 Hilton HHonors® Bonus Points from $100 e-Rewards currency

The e-rewards program offers mega credit for doing surveys. However, it would be possible to earn credit towards miles by simply clicking on the Earn More links at the bottoms of the emails they send you, and by taking advantage of easy credit opportunities listed in the "Earn Now" section of your e-rewards homepage. So I mention it here.

Credit earned can be used to buy miles on Delta, Continental, Northwest, Frontier, Air France/KLM, and Virgin Atlantic Airlines, and AirTran and U.S. Airways and BMI, and points for Hilton HHonors, or discounts from various merchants.

There are versions of e-rewards for North America, Europe, Latin America, Asia, Oceania, and Africa.

Get on the Fast Track to HHonors Gold VIP Status

Why wait in line? When ghostrider30 can get you information. American Express Cardmembers who participate in the Savings at Work program have a special membership opportunity. Enroll in Hilton HHonors now and get on the Fast Track to HHonors Gold VIP status. Just have two qualifying stays within 90 days of enrollment to earn HHonors Silver VIP status and just four qualifying stays within the same period to earn HHonors Gold VIP status when you use your Savings at Work-eligible American Express Corporate Card. It normally takes 16 qualifying stays in a consecutive 12 month period to earn Gold VIP status.

As an HHonors Gold VIP, you'll enjoy a host of benefits and privileges including bonuses on all HHonors Base points earned while a VIP, complimentary access to hotel-operated fitness centers during your stay (where available), upgraded accommodations and/or amenities during your stays, VIP only rewards, and much more!

Hilton HHonors is the only hotel guest reward program to let you earn both HHonors points and airline miles for the same stay at all Hilton HHonors hotels worldwide. HHonors points can be redeemed for a world of exciting rewards including free hotel stays, airline tickets, merchandise, or even a once-in-a-lifetime vacation!

Plus, you can choose your Double Dip® Earnings Style from three rewarding options! And you are welcome to revise your earning preference anytime.

BTW, Free Hilton HHonors Gold VIP status or status upgrade is also a complimentary benefit of the Citigroup Chairman Card.

AAA members save up to 25% at U.S. Hilton Hotels, receiving the lowest rate available for dates of stay. Children stay free when sharing the same room with a parent or grandparent. Call (866) 222-7283.