20,000 American Airlines miles for a checking account

Here is a cool way in 3 steps to get 20,000 American Airlines miles for just opening a checking account

1. Open and fund a qualifying Citibank regular checking account with a minimum of $1,000 by June 30, 2009.

2. Within 30 days of opening your account, make at least one direct deposit into your account or make at least two electronic bill payments from your account or five pinless debit card purchase transactions each month for three consecutive months and earn your first 10,000 American Airlines bonus miles.

3. Continue making a direct deposit into your account or making two electronic bill payments from your account or five pinless debit card purchase transactions each month for the next nine consecutive months and earn an additional 10,000 American Airlines bonus miles.

Some users have told me that this doesn't work for a Citi Business card. And this that this does not work with a Chase credit card, regardless of how Citi posts the charge.