How to Increase your Amex Blue Credit Card Credit Limit to 25K or 50K

A few people asked me how you can get a Amex blue card with a high $50,000 credit limit. It is very simple and I know some people who did this successfully. Amex doesn’t need any sort of a income verification process for any credit line increase of 25k and under. You can either call them during business hours or do it online anytime at http://www.americanexpress.com/cards/loc.shtml

I will guarantee that if you put in a 6 digit income(which they dont verify for requests under 25k) they will auto approve you to a 25k credit limit. Now if you are still wondering how to get a 50k limit on the card, it is just 1 step longer. If you have two cards say an American Express Blue rewards card, and a Blue cash card then call in to close the rewards card, but tell them you'd rather just consolidate the limits first of both cards (25k each at the time) and then just close the other card. They should be happy to do it, and dont require any verification at all.

Note that part of your credit score is your utilization rate on a card. If your credit limit is 5K and you owe $2,500 then your utilization rate is 50% and that looks pretty bad on your credit score till you pay it off. If you have a 50k limit and have a $2,500 balance, then a 5% utilization rate would look very favorably on your credit score.